Mortgage Accounts
At American Caritas Credit Union, we offer a range of mortgage solutions to help you achieve your homeownership goals. Whether you’re buying your first home, refinancing your existing mortgage, or exploring options for a second property, our mortgage accounts provide you with the flexibility, support, and competitive rates you need to make the best decision for your financial future.
Turn your dream of homeownership into reality with our Home Purchase Mortgages, designed for first-time buyers and seasoned homeowners alike.
Completed account opening form
1 mandate card
A valid proof of Identity of each signatory (current Driver’s License/ National ID/ International passport/ Student ID card-for students)
Proof of address – utility bills for the 3 previous months/ site visitation report/ certificate of residence/ tenancy agreement
2 passport photographs
Fixed-Rate Mortgages: Enjoy predictable monthly payments with a fixed interest rate for the life of your loan. Choose from various terms, including 15, 20, or 30 years.
Adjustable-Rate Mortgages (ARMs): Benefit from lower initial rates with the option for adjustments after a set period. Ideal for those who plan to move or refinance before the rate adjusts.
First-Time Homebuyer Programs: Take advantage of special programs and incentives for first-time homebuyers, including down payment assistance and educational resources.
Pre-Approval Services: Get pre-approved for a mortgage to know your budget and strengthen your offer when you find the perfect home..
Lower your interest rate or adjust your loan term to fit your current financial situation.
At American Caritas Credit Union, we are dedicated to supporting businesses of all sizes with customized financial solutions and exceptional service. Our comprehensive range of business accounts and services, combined with our commitment to your success, makes us the trusted partner for all your business banking needs. Join us today and discover how we can help your business thrive.
